Insurance Requirements

All film and photo permit applicants are required to provide proof of insurance in the form of a Certificate and an endorsement before a permit will be issued (Orange Municipal Code Section 5.45.080) in the following amounts:
  • Workers compensation insurance as required by law for the protection of permittee's employees;
  • Comprehensive or commercial general liability insurance written on an occurrence basis providing for a combined single limit of
    • $1 million,
    • $500,000 per occurrence with $1 million aggregate for bodily injury, death and property damage,
    • $1 million aggregate; and
  • Automotive liability insurance on a comprehensive form covering all owned, non-owned and hired automobiles providing for a combined single limit of
    • $1 million,
    • $500,000 per occurrence with $1 million aggregate for bodily injury, death and property damage,
    • $1 million aggregate
  • Each policy of general liability and automotive liability shall be endorsed to provide that City, its officers, agents, and employees are declared to be additional insureds under the terms of the policy. In addition to the insurance certificate, the applicant must provide a separate, additional insured endorsement (i.e., CG 20 10, 2011 85) that designates the City of Orange.